Workers Compensation Insurance

Workers compensation coverage is a type of insurance coverage that helps cover medical costs, rehabilitation costs, and lost wages for employees who are injured or become ill performing duties related to their jobs.  It also provides Employers Liability coverage to the employer for their liability for work related bodily injury or disease.

While there are many benefits of this type of coverage for employees, there are also many benefits to employers as well. The most notable is the fact that it works to reduce lawsuits in the event that employees are injured on the job and unable to work for an extended period of time.

That’s not the only benefit, though. Most employees appreciate the peace of mind this type of insurance coverage provides. This means better morale among employees.

Workers Compensation Insurance provides coverage for employees of your business for injuries occurring during the course of employment.  It provides medical care, rehabilitation, disability and death coverage.  The rate is dependent upon the type of business you have as well as your total payroll.  The business owner can also choose to be included or excluded for coverage in the state of NJ, except in the case of a corporation when the owner is considered an employee of the corporation and must be included.

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Englewood, NJ 07631

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