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Auto Insurance in
NJ, NY, and PA

Auto insurance protects you and your family should you have an accident. It serves as a contract between you and the insurance company.

We will help you understand the recommended coverages based on factors such as where and how often you drive, where you live, and if there are multiple drivers driving your vehicle. We will assist you in selecting the best coverages for items such as:

PHYSICAL DAMAGE
TO YOUR VEHICLE
PROPERTY DAMAGE
RELATED TO AN ACCIDENT
COMPREHENSIVE
AND/OR COLLISION
TOWING AND LABOR
EXPENSES
RENTAL REIMBURSEMENT
TO YOUR VEHICLE

Auto Insurance Policiess

At Birtwhistle & Livingston, your complete protection is our top priority. We proudly offer the following auto insurance solutions to help you stay safe on the road:

Collision Insurance

Collision covers damage to your vehicle in the event of a covered accident involving a collision with another vehicle. Also, if your vehicle hits an object (tree) or damaged due a pothole. May include repairs and/or a full replacement of your covered vehicle.

Comprehensive Insurance (Other than Collision)

Comprehensive pays for damage to your vehicle caused by covered events such as theft, vandalism, fire, object falls on your vehicle (tree), animal (collides with your vehicle).

Personal Injury Protection

Personal injury protection (PIP), also known as no-fault insurance, helps cover expenses for you and your injured passengers such as medical bills, loss of wages or funeral costs after a car accident, and survivors’ loss, no matter who is at fault for the accident. Requirements for this coverage vary from state to state. This coverage even applies if you’re not driving (ie: injured after getting hit by a car while walking, coverage may help pay for your injuries).

The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Let us help you select the policy that best suits your needs.

Our team will happily assist in selecting the best policy for your specific needs. Get the protection you need when traveling on the road by contacting Birtwhistle & Livingston today.

or

(201) 568-5001

How You Benefit from Auto Insurance

The are many benefits carrying car insurance especially if you are involved in an accident. Without insurance, you will pay out of pocket for damages and will also navigate the aftermath on your own.

Protects you against a lawsuit. Insurance safeguards help you with any claims that others make against you. Best of all, it’ll also cover legal costs!

Provides peace of mind that your policy protects you and your family against monetary losses.

Carrying insurance protects you from lawsuits following accidents, regardless of whether or not it’s considered your fault.

Carrying insurance protects you from lawsuits following accidents, regardless of whether or not it’s considered your fault.

Insurance provides you with peace of mind, knowing you don’t have to use your own money to get your car fixed following an accident.

Insurance provides you with peace of mind, knowing you don’t have to use your own money to get your car fixed following an accident.

Because most auto insurance policies offer additional rental insurance options, you’ll always have access to reliable transportation.

Because most auto insurance policies offer additional rental insurance options, you’ll always have access to reliable transportation.

Start reaping the benefits of auto insurance by contacting Birtwhistle & Livingston about our available policies today!

Frequently Asked Questions

Does auto insurance cover personal injury?

Personal Injury Protection (PIP) – No Fault Insurance: Covers healthcare expenses related to injuries sustained in an automobile accident. PIP covers medical expenses for both injured policyholders and passengers regardless of whether they carry health insurance. If the cost of necessary medical care exceeds the auto insurance policy’s PIP limits, health insurance may cover further expenses.

Is auto insurance legally required?

Yes, automobile insurance is required to legally operate on the road.

What’s covered under auto insurance?

Three are six (6) common automobile insurance coverage options: liability, uninsured & underinsured motorist coverage, comprehensive, collision, medical payments, and personal injury protection. Depending on where you live, some coverages are mandatory, and some are optional.

If you have any questions or concerns regarding automobile coverage, please contact our office and one of our team members will assist you.

Contact Birtwhistle & Livingston
for Your Auto Insurance Needs!

At Birtwhistle & Livingston, your
safety is our top priority. We take
pride in offering Englewood
residents the extensive auto
insurance solutions they need to
stay safe on the road. Contact our
team to get started with finding the
right auto insurance policy for your
needs today.

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