Businesses that ship products over land or sea take on many risks as soon as their product leaves the manufacturing facility. Inland insurance protects against damage or theft when transporting products across land, while ocean marine insurance protects against damage to products transported via sea. If you regularly have property transported off-site to another facility or a retailer, you need inland and ocean marine insurance coverage.
Schedule a consultation with Birtwhistle & Livingston to discuss your insurance needs to keep your products protected. Call (201) 740-2768 or contact us online.
Before purchasing an insurance policy, it’s important for business owners to understand the differences between commercial general liability and business owners policies. The following illustrates the main differences between the two:
If you’re unsure about which plan is right for your specific situation, don’t hesitate to reach out to one of the knowledgeable representatives at Birtwhistle & Livingston. Our team is always happy to answer your policy questions to help you select the best insurance option for your business.
A commercial umbrella insurance policy has many benefits, especially in relation to the small amount of expense it incurs.
The only disadvantage to adding commercial umbrella insurance is that you might spend money on a commercial umbrella insurance policy only to never use it.
Inland marine insurance covers items shipped on land. Coverage includes:
Property while it is in transit
Transportation equipment
Property in your temporary care
Ocean marine coverage will protect:
The vessel used to ship items
Your cargo on ocean vessels
Liability and indemnity coverage
If you own a business that regularly ships items by land or by sea, this coverage is an important protection for your business and its products.
To discuss your inland and ocean marine insurance needs, reach out to our friendly team by calling (201) 740-2768 or contacting us online today!
